Insurance Coverage for COVID-19 Losses?

In the current climate, many businesses are wondering whether their insurance covers losses of property or income caused by Covid-19. The answer is it depends on the exact language of the policy. The language of each individual policy governs the scope of its coverage, and they vary widely. Some have specific endorsements excluding coverage for virus-related losses. Others have blanket exclusions for pandemics. For still others, Covid-19 might qualify as a “pollutant or contaminant” for which coverage is provided. Call Clinton Twaddell, 512-735-7809 at Branscomb Law to help you understand what coverage your particular policy provides.